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William Swallen Certified Mortgage Planner Patriot Bank Mortgage Phone: (713) 558-0364 (888) 922-0030 License: 316788 wswallen@patriotbankusa.com www.applywithpatriot.com |
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William's Video Blog Library | |
March 06, 2010 - Why smart people don't use LendingTree, eloan, Quicken Loan or LowerMyBillsSmart people are great at making wise decisions and looking out for their best interest. Smart poeple prefer to make educated decisions based on reliable data and recomendations. So why do smart poeple chose not use internet lenders for a great rate? Mainly because rates can't be guaranteed and they change daily, but more importantly the lack of trust. Click on the links below and see how smart these people thought they were when they tried to get their loan from Lending Tree, Quicken, eLoan etc... http://www.consumeraffairs.com/finance/lending_tree.html http://www.complaints.com/directory/2004/august/20/18.htm http://www.epinions.com/finc-Financial_Services-Online-Mortgage-LendingTree/sec_~opinion_list/pp_~4 http://www.planetfeedback.com/index.php?level2=blog_viewpost&topic_id=311440&reply_id=214253 http://www.epinions.com/content_223645306500 http://www.complaintsboard.com/complaints/quicken-loans-c6144.html http://www.epinions.com/content_453386669700 The bottom line here is purchasing a home for most poeple is the most important investment they will ever make and it should be treated like an investment and not like buying a book on Amazon.com. When you want someone you can trust ask for a referral and go with a local bank that is dedicated to you and your best interest. All the Best, William Swallen, CMPS |
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March 02, 2010 - Your Good Faith Estimate |  |
February 19, 2010 - Credit Scoring InformationAustin and Natlie, I thought this video would be good to watch to help make sure we take the right approach to increasing your credit scores prior to closing on your newest investment. Thanks Will |  |
February 19, 2010 - How Mortgage Interest Rates MovePart of my commitment to my clients to make sure they make the most out of their real estate investment and in doing so we have to constantly monitor real time pricing and be prepared to lock in at the right moment to secure the most competitive pricing available. As an advantage to working with us we will be providing you with weekly updates and advising you on mortgage plans that help manage your equity, increase the safety and liquidity, rate of return and tax deductions with your investment. We will update you and the realtors, review your taxes and insurance, provide your closing statement 2 days prior to closing and have a representative at the closing table while you secure your most valuable investment. Our unsurpassed customer service means we are here to answer your questions when you need us and you will have one point of contact from start to finish. We will also be offering advice and support well after the closing to make sure you always have peace of mind. My goal is to help my clients integrate the loan they select into their overall long and short term financial and investment plans so we can minimize their taxes, interest expenses and improve cash flow. Please take a few minutes to watch this informative video that explains how mortgage rates move so that you will have a better understanding of what to expect as we move forward with your mortgage loan. Thanks and I'm looking forward to helping you make the most of your real estate investment. |  |
February 19, 2010 - How Interest Rates MovePlease take a few minutes to watch this informative video that explains how mortgage rates move so that you will have a better understanding of what to expect as we move forward with your mortgage loan. Thanks and I’m looking forward to helping you make the most of your real estate investment. | |
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