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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014		Refinances Outnumbering Purchase Loans Home loan applications have been on the rise this summer—but for owners, not buyers. Keep Reading »    Oktoberfest: More Than Just Beer This year's festival runs from September 20 to October 5. Here are some favorite recipes to accompany the events! By Kirk Leins Keep Reading »    3 Easy Ways to Get Extra Cash Watch this video for ways to earn extra dough for bills, vacation and unforeseen expenses. Keep Reading »    8 Things to Eat Before Your Workout Want better, more productive exercise? Try this... Keep Reading »    Crash Course in Computer Backups Computers crash—what's your backup plan? Keep Reading »    12 People-friendly Eco Tips Going green doesn't have to be a hassle. These small changes will yield big wins for the environment and you. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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