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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014		More Homebuying Options to Come in 2015 Changes come as good news for high-cost rent markets. Keep Reading »    Slow Food By Kirk Leins Cooking that is perfect for this time of year. Keep Reading »    Easy Ways to Save on Airfares How to get the best deals on all your holiday travel needs. Keep Reading »    Your New Recordkeeping Tool 9 ingenious uses for your smartphone camera. Keep Reading »    A Personal Checklist for 2015 5 steps to get happy and healthy in the New Year. Keep Reading »    Switch it Up at Work: Sit, Stand and Walk Sitting too long is no good for your health. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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