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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015		World Events Impact U.S. Markets and Home Loan Rates Market volatility was on the rise, but home loan rates remain attractive. Keep Reading »    Hidden Costs of Going to College Don't miss these fees in your budget. Keep Reading »    9 Ways to Recharge Without Taking a Vacation No time for an extended trip? Try this! Keep Reading »    17 Summer Spruce-ups for Under $75 Give DIY a try with these inexpensive upgrades. Keep Reading »    Holiday in Autumn Think ahead. Plan a fall trip while costs are lower. Keep Reading »    Where's the Beef? Tips for Grilling Chicken By Kirk Leins Just say no to dried out chicken. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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