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		Roy Sperr Jason Walters and Shawn Hunter NMLS: 202418/295556/348864 Equity Source Mortgage, Inc. Phone: Roy (763) 657-2012 Phone: Shawn (763) 657-2017 Emails: roy@equitysourcemortgage.net roy@equitysourcemortgage.net www.equitysourcemortgage.com

December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015		Protect Your Peepers Many people forget about their sunglasses during the shorter, colder days of fall and winter. However, wind, glare and ultraviolet (UV) radiation exposure don't go into hibernation. Understand these important facts to help keep your eyes in top health. Wind and glare protection are important, especially during winter sports, recreation or work outdoors. Wind exposure can create dryness, fatigue and itchy eyes. Glare causes muscle contractions, keeping your eyes in a state of constant strain. Any kind of eyewear can reduce the head-on effect of wind, but wrap-style eyewear will provide all-around protection. Polarized lenses will help to absorb glare, preventing muscle fatigue. The elements and elevation increase exposure. Snow reflects up to 80 percent of UV radiation, doubling exposure when you ski, snowboard, shovel or make a snowman. Prolonged exposure to UV rays can sunburn your corneas just like it can your skin. Thinner air at higher elevations also allows greater UV exposure. For every rise in altitude of about 1,300 feet, UV radiation increases an extra 3 percent. Exposure also increases the closer you get to the equator. Choose sunglasses with 100 percent UVA/UVB protection. The FDA requires sunglasses to be properly labeled with SPF information. If your favorite brand isn't labeled, it might not have proper protection. Tinted lenses aren't just a fashion statement. Brown and amber tints enhance depth perception and contrast. Yellow tints enhance clarity in foggy or hazy conditions. Click here to check out the best lens colors for your favorite activities. UV exposure can cause lens and retina damage that shows up as we age. Your local eye doctor is your best source for advice on eye protection, even if you don't wear prescription glasses or contact lenses. And remember, no matter the season, keep proper eyewear ready for all driving and outdoor activities. Source: Vision Service Plan (VSP)

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Equity Source Mortgage, Inc. 19230 Evans St NW, Suite 100 Elk River, MN 55330

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