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		Roy Sperr Jason Walters and Shawn Hunter NMLS: 202418/295556/348864 Equity Source Mortgage, Inc. Phone: Roy (763) 657-2012 Phone: Shawn (763) 657-2017 Emails: roy@equitysourcemortgage.net roy@equitysourcemortgage.net www.equitysourcemortgage.com

February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015		5 Steps to Keep Kids Safe Online While the Internet has made many positive changes to the way we learn, live and work, it has also created certain dangers, especially for children. Here are five steps to help parents substantially reduce risk to their kids: Inform yourself first, so you understand the latest dangers and the best ways to set boundaries children will respect. In order to involve your kids in a discussion about online dangers, and get their agreement to abide by the rules, you need to prepare. Sites like SafeKids can help with education and tools (like this family contract) to get kids and parents on the same page. Teach kids about privacy, identity theft and the dangers of ... Giving out any personal identifying information such as name, phone number, email address, passwords, postal address, school info or photos Opening email from people they have never met in person Responding to bullying, hurtful or disturbing messages on social media Agreeing to meet up in person with someone they "met" online Establish kid-safe surfing by confining young children to websites and directories that either filter or don't link to the greater Web. The American Library Association's Great Websites for Kids is a perfect place to start. Also check out the Google-powered, kid-filtered search engine Kidtopia. Invest in online monitoring software not as a replacement for parenting but as a way to make online activity easier to manage. Applications like Net Nanny, McAfee Family Protection or Norton Family Premier keep on top of danger zones, so you don't have to. Good software will also help you maintain time limitations you've agreed upon as well as track activity when you're not around. Enlist your Internet Service Provider (ISP) as an ally. If you're on a budget, many ISPs offer free parental controls that help restrict website access and communication features like email and instant messaging when kids are online. Some will still allow password-accessed, unrestricted browsing for older kids, college students and adults in the household. Services vary between ISPs, so check with yours for details. The bottom line is, no matter how trustworthy you think your children may be, they may also be too innocent to recognize things adults take in stride. These easy to implement tips can keep your children safe, and keep you free from worry. Sources: PC Magazine, Parenting.com

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