Senior Mortgage Loan Originator
Alaska USA Mortgage Company NMLS Unique ID #204060
Phone: (907)796-1202 / fax 907-929-6711
Fax: WA Consumer Loan Co. License #CL-157293
License: Mortgage License #AK157293
Phishing & Pharming
Protect Yourself From Identity Theft Scams
Identity theft is a growing problem in this country. Just to give you a bit of perspective, let's examine some numbers. Begin by imagining the population of the state of Georgia. Add to that number the populations of North Carolina and South Carolina. Now add in the citizens of Florida and Alabama. The entire population of these states combined is just under 45 million. Now imagine if all of these people revealed some type of personal information regarding their identity, opening the doors to potential financial ruin. Do you think this is farfetched? Not anymore!
In five recent incidents, over 45 million people had their identities placed at risk as a result of negligence or willful misconduct. CardSystems International, Choicepoint, two major U.S. banks, and UCLA are just a few examples of companies and organizations that failed to protect the data of their customers. The total impact of these breaches has yet to be realized, but the ramifications of identity theft on past victims are sobering.
The economic loss brought about by 18 million cases of identity theft has been calculated to be $52.6 billion. That's enough money to buy General Motors, Ford, and the department store Nordstrom. Afterwards, you would still have over $11 billion leftover to go shopping with.
Identity theft costs the average victim nearly $4,000 and, more importantly, 175 hours of personal time to straighten out their problems and their credit. These figures don't even take into account the potential increases in interest rates from creditors and insurance companies, which can lead to an even greater financial impact if problems are left undetected. The FTC states it takes an average of 12 months for most consumers to even detect that a problem exists.
How can you protect yourself and maintain your good credit? Here are some suggestions.
Conduct a Credit Check-up!
Don't Give It Up!
Stay off the Pharm!
Stay Current with the Scammers!
Fight Back if You've Been Had!
For additional information regarding identity theft and how you can protect yourself, visit www.consumer.gov/idtheft.
License AK# 157293 Washington Consumer Loan Company license# CL-157293 California Residential Mortgage Lending Act, License# 4131067
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|Alaska USA Mortgage Company NMLS Unique ID #204060
8390 Airport Blvd, Suite 102
Juneau, AK 99801
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