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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

May 2016 April 2016 March 2016 February 2016 January 2016 December 2015 November 2015		Your Window of Opportunity Is Open Thinking about buying or refinancing? Now may be the time to move on it. Keep Reading »    3 Great Freebies for Your Dog Pets are expensive, so it pays to get free stuff for your pooch when you can. Keep Reading »    Resume Trips and Traps You only get one chance to make a first impression. Here's how to make it count. Keep Reading »    Mom's Breakfast in Bed By Kirk Leins This year, instead of waiting in a noisy restaurant, why not make things a bit more comfortable? Keep Reading »    Bring the Outdoors In, and the Indoors Out - Part 2 7 design ideas to capture the comforts of home, and bring them outside. Keep Reading »    Avoid the Summer Learning Slide Keeping brain drain at bay over summer vacation doesn't have to be a contest of wills. Keep Reading »

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