YOU Magazine - January 2019 - Improve Your Credit Score With These Tips
Follow Me On:      
Subscribe to YOU Magazine and other timely market alerts from Fred Gruber.

YOU Magazine
Fred Gruber     Fred Gruber
Director / Principal / Broker
First Rate Financial Group
Phone: (800) 620-8802
License: NMLS #256707, CA-DRE 01455710
Corp. License: NMLS #1777223, CA-DRE 02075839
fred@fredgruber.com
www.FredGruber.com
First Rate Financial Group
January 2019



December 2018
November 2018
October 2018
September 2018
August 2018
July 2018


    
Improve Your Credit Score With These Tips

Improve Your Credit Score With These Tips

Improving your credit score can help you get approved for loans and credit cards and save you money by getting better rates for financing. While raising your credit score isn't fast or easy, it is possible when you follow some of the helpful tips below.

Make Sure Your Credit Report Is Accurate: Every year you're allowed one free copy of your credit report from each of the three major credit bureaus. When you get your credit report, make sure you review it carefully. A mistake could negatively impact your credit score. Potential errors can include incorrect personal information, accounts you don't recognize, and missing payments you know you made. If you find an error, be sure to submit a dispute.

Take Care of Late Payments: Delinquent payments can stay on your credit report for up to seven years. If late payments are hurting your credit score, you need to take some steps to get organized and solve the issue. Set up payment reminders so you don't miss a due date. If you're having problems making payments because all your bills are due at once, many lender websites will let you change your due date so that you can spread them out more evenly.

Clear Up Collection Accounts: Unpaid debt also seriously hurts your credit score, so you need to pay off your debt as soon as you can. While it's not always possible, some collectors will stop reporting debts to the credit bureaus in exchange for full payment.

Get a Credit Card: When used properly, a credit card is a good way to help build up your credit score. If you have a fair or better credit score, you likely have several credit card options available. If you have a poor or bad credit score, you need to look into a secured credit card. No matter which type of card you get, you want to make on-time payments.

Source: Credit.com









First Rate Financial Group is Licensed by the California Department of Real Estate - #02075839, NMLS #1777223

You are receiving a complimentary subscription to YOU Magazine as a result of your ongoing business relationship with Fred Gruber. While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising materials.

INVITE A FRIEND to receive YOU Magazine. Please feel free to invite your friends and colleagues to subscribe.

SUBSCRIBE to YOU Magazine. If you received this message from a friend, you can subscribe online.

UNSUBSCRIBE: If you would like to stop receiving emails from Fred Gruber, you can easily unsubscribe.

First Rate Financial Group
3027 Townsgate Road, Suite 110
Westlake Village, CA 91361

Powered by Platinum Marketing

© Copyright 2022. Vantage Production, LLC.