YOU Magazine - April 2007
YOU Magazine
Laurie Gardner     Laurie Gardner
Senior Mortgage Loan Originator
Alaska USA Mortgage Company NMLS Unique ID #204060
Phone: (907)796-1202 / fax 907-929-6711
Fax: WA Consumer Loan Co. License #CL-157293
License: Mortgage License #AK157293
l.gardner@alaskausamortgage.com
www.lauriegardner.net
Alaska USA Mortgage Company NMLS Unique ID #204060
April 2007



March 2007
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Opportunities in the Housing Slowdown
By Patricia Mertz Esswein

If you flip channels late at night, you probably see the infomercials that portray investing in foreclosed houses as a sure thing. But talk to people doing it, and theyíll tell you that buying a foreclosed home to flip or rent out isnít an easy, quick, cheap or surefire route to wealth. The pitch for foreclosures seems timely, with all the talk about homeowners overburdened with rising ARM payments and little or no equity...
   Opportunities in the Housing Slowdown By Patricia Mertz Esswein
Sharing the Gift of Time
"To the world, you may just be one personÖ but to one person, you might just be the world."

It's a fairly straightforward idea. But it's easy to forget just how important we are to the people in our lives. So, in the spirit of understanding the impact we have on others, we would like to present a very special video. It may just change the way you think.
   Sharing the Gift of Time
Foreclosures On the Rise: What This Means to You
In 2006, foreclosures claimed more than 1.2 million homes in the United States, a 42% increase over 2005. According to Reuters, that's about one foreclosure for every 92 households in America! And now, with the recent collapse of subprime lenders, foreclosure estimates for 2007 and beyond have gotten even worse, spanning predictions that range from optimistic to downright cataclysmic.
   Foreclosures On the Rise: What This Means to You
Spring Veggies
A Minimalist's Approach to One of Life's Simple Pleasures
By Kirk Leins

The onset of spring brings a slew of accompanying pleasures. Some of these pleasures, the best of them really, also happen to be the most simple Ė beautiful weather and the start of the baseball season, just to name two. But for me, there's one simple pleasure surrounding spring that outshines the rest. Believe it or not, Iím talking about vegetables. It may sound farfetched but, before you disagree, allow me to present my case.
   Spring Veggies - A Minimalist's Approach to One of Life's Simple Pleasures - By Kirk Leins
Massage Therapy
More Than Just a Day at the Spa

For most of us, the older we get the more conscious we become of our bodyís limitations. We sleep in the wrong position and our back hurts. We work at the computer for too long and our neck hurts. And letís not forget the company softball game. You may have played like an all-star but by the next day everything hurts!
   Massage TherapyMore Than Just a Day at the Spa
Remodeling Your Bathroom
A Luxury Worth Affording

Luxury is an unusual word. On one hand, its meaning is quite positive. Conjuring up thoughts of comfort and ease, it's a designation that signifies the highest in quality. But it's also a word that stirs up feelings of guilt, mostly due to the notion that ultimately, "luxury" is about frivolous spending.
   Remodeling Your Bathroom - A Luxury Worth Affording
How Much Clutter Are You Carrying?
By Jason W. Womack, M.Ed., M.A.

According to the laws of thermodynamics, the amount of disorder in an isolated system can only increase over time. In other words, disorganization is a natural phenomenon over which we have no real control. Whether itís a wallet or a purse, our minds or our desks, our systems of organization will eventually fail, leaving an accumulation of clutter in its wake Ė but none of it is our fault! Right?
   How Much Clutter Are You Carrying?By Jason W. Womack, M.Ed., M.A.


License AK# 157293 Washington Consumer Loan Company license# CL-157293 California Residential Mortgage Lending Act, License# 4131067

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Alaska USA Mortgage Company NMLS Unique ID #204060
8390 Airport Blvd, Suite 102
Juneau, AK 99801

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