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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

November 2019 October 2019 September 2019 August 2019 July 2019 June 2019 May 2019		The Different Types of Mortgages Learn how to buy a home even if a conventional mortgage isn't a good option for you. Keep Reading »    Refinance Your Mortgage While Rates Are Low There's no time like the present to refinance and save money. Keep Reading »    Keeping Goals for Success Simple Achieve your goals and overcome challenges. Keep Reading »    Butternut Squash Ravioli Squash is a versatile and tasty ingredient for many fall recipes. Keep Reading »    Use the Five-Year Rule When Buying a Home Before you start home hunting, consider the five year rule. Keep Reading »    Don't Be Afraid of Buying Budget Phones Anymore Budget phones used to be lower quality, but smartphone technology has advanced in recent years. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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