YOU Magazine - July 2020
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YOU Magazine
Rick R. Johnson     Rick R. Johnson
Cert. Mort. Advisor/Mort. Broker/Solution Expert
Village Financial Group, Inc.
Phone: 916-367-3738
License: NMLS #360614, CalBRE# 01711076
Rick@RJ4Loans.com
www.RJ4Loans.com
Village Financial Group, Inc.
July 2020



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How Much Mortgage Can I Afford?
There are several parameters that go into factoring how much of a mortgage you can afford.
   How Much Mortgage Can I Afford?
What Actually Affects Your Credit Score
A high credit score can help you qualify for lower mortgage interest rates.
   What Actually Affects Your Credit Score
Making a Five-Year Plan
Breaking your goals up into smaller steps can make them easier to achieve.
   Making a Five-Year Plan
Peach and Prosciutto Flatbreads
Fire up the grill to make these simple tasty peach and prosciutto flatbreads that the whole family will love.
   Peach and Prosciutto Flatbreads
Maximize Your Outdoor Space
Even if you only have a small backyard or a patio, you can make it comfortable and welcoming for you and your visitors.
   Maximize Your Outdoor Space
Wearable Health Tech
If you're like most people, you have trouble finding time to exercise, getting enough sleep, and taking care of your health.
   Wearable Health Tech


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Village Financial Group, Inc.
1212 Suncast Lane, Suite 1
El Dorado Hills, CA 95762

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