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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 Fax: (916) 295-1451 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

December 2021 November 2021 October 2021 September 2021 August 2021 July 2021 June 2021		Qualified Mortgage vs. Non-Qualified Mortgage The two loan types have differences in the interest rates and fees. Keep Reading »    The Difference Between an Emergency Fund and a Rainy Day Fund Rainy day funds are meant for smaller one-time expenses. Keep Reading »    What Is Financial Self-Care? Try to tackle these tasks each week so you can stay on top of your finances. Keep Reading »    Smoked Gouda-Broccoli Soup A steaming bowl of soup is comforting as the temperature starts to fall. Keep Reading »    Keep Pests Out of Your Garage Take these steps to keep these pests from taking up residence in your garage. Keep Reading »    Automate Your Home With Smart Plugs Smart plugs are an easy and inexpensive way to automate your home. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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