YOU Magazine - April 2008
YOU Magazine
Linda Winters     Linda Winters
Sr. Mortgage Loan Originator #AK205946
Alaska USA Mortgage Company #AK157293
Phone: (907) 646-6359
Fax: (907) 375-4880
L.Winters@alaskausamortgage.com
www.lindawinters.net
Alaska USA Mortgage Company #AK157293
April 2008



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Everything You Need to Know About 529 Plans
These college-savings accounts have improved, and now more states offer a deduction for contributing to one. If you are thinking about opening a 529 college savings account, now is the time to do it. Sure, most plans now let you invest any time during the year. But the sooner your money is in an account, the sooner it starts to earn tax-free returns. Plus, recent changes to the law make 529 plans more attractive than ever.
   Everything You Need to Know About 529 Plans
4 Ways to Get Your Kids Talking at the Dinner Table
Once a highly regarded institution, the family dinner table has all but disappeared from the weeknight agenda. For the better part of this country's history, "dinner time" meant far more than the time of the evening when supper was put on the table. It was an opportunity for parents to connect with children and for everyone to discuss the events of their day. The following article and video is one mother's attempt to reestablish this tradition.
   4 Ways to Get Your Kids Talking at the Dinner Table
Does the Fed Change Your Monthly Mortgage Payment?
The Federal Reserve has cut interest rates six straight times since September 2007. Most analysts are predicting that the Fed will cut rates even further when it meets at the end of this month. And yet, despite a full 3% in interest rate cuts during this time, mortgage rates are significantly higher now than they were just three months ago. How is that possible? Don't rate cuts equal lower mortgage rates? Read on as the team at YOU Magazine goes behind the headlines to show you how these Fed cuts do and don't affect your mortgage.
   Does the Fed Change Your Monthly Mortgage Payment?
Accidental Landlords:
A Great Unplanned Investment

Lower house prices and higher rents have created a new breed of real estate investor: the accidental landlord. Some bought new homes and couldn’t sell their old ones while others chose to invest in the changing market. Either way, being a landlord is more than just sitting back and collecting the rent. This month YOU Magazine takes a closer look at how being a successful landlord is no accident.
   Accidental Landlords: - A Great Unplanned Investment
Vim and Vinegar
Bringing Vitality to Your Food with an Age-Old Ingredient
by Kirk Leins

Vinegar is one of the world's original processed foods. For more than five thousand years, food lovers worldwide have been using this incredible ingredient to breathe life into a variety of dishes. But the allure of vinegar doesn't end there. Follow me as I explore one of the most interesting and complex products found in any supermarket, in every city throughout the world.
   Vim and Vinegar - Bringing Vitality to Your Food with an Age-Old Ingredient - by Kirk Leins
Take a Hike!
Bringing Your Workout to the Great Outdoors

The weather is getting warmer and the days are getting longer. Spring is here and it's time to shed the cocoon of winter. Part of this yearly transition involves rediscovering the beauty that lies outside our front doors. But, spring is also about getting ourselves back into swimsuit shape. Follow along as we show you how to shed your "winter coat," while also taking in some much needed fresh air. We're going on a hike.
   Take a Hike! - Bringing Your Workout to the Great Outdoors
The Formula for Failure and Success
by Jim Rohn

Failure is not a single, cataclysmic event. We do not fail overnight. Failure is the inevitable result of an accumulation of poor thinking and poor choices. To put it more simply, failure is nothing more than a few errors in judgment repeated every day. Now why would someone make an error in judgment and then be so foolish as to repeat it every day? The answer is because he or she does not think that it matters.
   The Formula for Failure and Success - by Jim Rohn


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