YOU Magazine - September 2008
YOU Magazine
Jason Bakker     Jason Bakker
Vice President
First Place Bank
Phone: (616)392-2373
Fax: (616)392-2782
jbakker@fpfc.net
First Place Bank
September 2008



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Selling Your Home in a Buyer's Market
By Kathryn A. Walson

Like many people in today's real estate market, you may be thinking about selling your home. And like many prospective home sellers, you're probably kicking yourself for not having moved sooner, before the housing market took a nosedive. Still set on selling? Take heart. Sure, you may take a hit on the sales price on your house compared with the market's peak, but you're also likely to get a good deal.
   Selling Your Home in a Buyer's Market - By Kathryn A. Walson
The Communication Illusion:
The Silent Relationship Killer
By Rene F. Rodriguez

Communication is a part of almost every human interaction, which is why we keep hearing that we need to be better communicators. But let me ask you a question, "How well do you communicate?" Most people respond with some sort of positive assessment of their communication while being somewhat open for more learning. I have a simple goal and that is to make you paranoid (in a good way) about the effectiveness of your communication with others.
   The Communication Illusion:  - The Silent Relationship Killer - By Rene F. Rodriguez
Turning Back the Clock
The Skinny on Restoring Your Skin

Skin is one of our more important features. Aesthetically speaking, healthy skin keeps us looking young and vital. In turn, damaged or flawed skin propels others to make judgments about everything from our lifestyle to our age. If you are unhappy with the condition of your skin follow along as we show you how to…turn back the clock.
   Turning Back the Clock - The Skinny on Restoring Your Skin
Facing Foreclosure?
Loan Modification and New Legislation Could Be the Answer

The pathways to foreclosure are varied and numerous, especially in today's tougher economy. Increasing mortgage payments or mounting credit card debt, a sudden loss in income or employment, a serious illness, or a divorce or separation are all unexpected changes that can quickly lead to delinquency and even foreclosure. The good news is that there is hope for you or anyone you know who might be on one of these unfortunate paths.
   Facing Foreclosure? - Loan Modification and New Legislation Could Be the Answer
Dump that Car
Getting Rid of a Vehicle You No Longer Want

Getting rid of a vehicle isn't always as easy as it seems. Problems can include everything from being locked in to an ironclad car lease to the inability to sell it for a fair price. Throw in any of the reasons for wanting to dump the car in the first place and what you have is a recipe for a potentially long and frustrating process. Follow along as we explore a few of the options, including some you may not have realized.
   Dump that Car - Getting Rid of a Vehicle You No Longer Want
Cell Phones for Children
Deciding Whether It's Right for Your Family

School is now in session. For many families that means driving children to and from class, extra-curricular activities, and friends' houses. Of course for some families, it also means it's time to resurrect the discussion about whether or not to purchase a cell phone for their child.
   Cell Phones for Children - Deciding Whether It's Right for Your Family
Oktoberfest
It's About More Than Just the Beer
By Kirk Leins

When you think of Oktoberfest, the picture that most likely comes to mind is of dirndl-clad waitresses serving fistfuls of super-sized beers. While this image is far from inaccurate, the annual Bavarian festival is also about eating hearty portions of traditional German food. As a personal chef and a first generation German-American, I felt obligated to share some of my favorite German dishes.
   Oktoberfest - It's About More Than Just the Beer - By Kirk Leins


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