YOU Magazine - January 2009
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YOU Magazine
Jeannie O'Grady     Jeannie O'Grady
Mortgage Loan Originator, NMLS #209607
Creative Mortgage Lenders, NMLS #247952
Phone: Cell/Text: (727) 542-7001
Fax: (727) 823-0687
License: 209607
Jeannie@CreativeMortgageLenders.com
www.CreativeMortgageLenders.com
Creative Mortgage Lenders, NMLS #247952
January 2009



December 2008
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Starting Over: Real Opportunities in 2009
2008 was one of the toughest, most volatile years our financial systems have ever experienced – but we don't have to tell you that. So, let's skip the painful details. Instead, let's try something different. Let's spend the first month of 2009 looking at solutions you can use right now to help turn things around. If you're a homeowner or looking to be one in 2009, keep reading.
   Starting Over: Real Opportunities in 2009
A Taxing Time of Year
Tips to Make Your Tax Season Go Smoothly

It's that time again...time to start gathering all of that dreaded documentation to send to good old Uncle Sam! And even though this may seem like a very painful process, taking just a few simple steps right now will make your tax filing far easier and more accurate.
   A Taxing Time of Year - Tips to Make Your Tax Season Go Smoothly
Spray 'de Sole
The Faster, Healthier Tan

The perfect tan makes us feel vibrant, and appear both healthy and rested. But, there's a problem. Tanning the old-fashioned way not only depends on a favorable forecast and a lot of free time, it also poses a risk to our health. Read on, as we show you a faster and healthier way to tan, without ever leaving the comfort of your home.
   Spray 'de Sole - The Faster, Healthier Tan
Your Two Visions: Qualified and Quantified
By Jason Womack, MEd, MA and Jodi Womack, MA

It's that time of year...again. Over the past few weeks, you have asked yourself, "Where did 2008 go?". With 2009 here, it's important to set your course for the next 12 months. Here are some tips to get you started.
   Your Two Visions: Qualified and Quantified - By Jason Womack, MEd, MA and Jodi Womack, MA
Super Bowl Sunday
A Day of Football, Friends and Food
By Kirk Leins

I, like many of you, am a diehard fan of professional football. So, on a day when the two best teams in the NFL face off for the title of champion, I like to celebrate with a party. What am I going to serve for food, you ask? Let’s put it this way. Anyone who’s at my home on February 1st will be enjoying a super bowl...of chili.
   Super Bowl Sunday - A Day of Football, Friends and Food - By Kirk Leins
Hail to the Chief
Fun Facts About the Presidency

This month, everyone from your family and friends to your children's school will undoubtedly be talking about the historic inauguration of the 44th President of the United States. Read on and take this quiz to see how much you know about our nation’s leaders.
   Hail to the Chief - Fun Facts About the Presidency
Don't Wait a Whole Year to Catch Up With Friends and Family
Staying Connected Using Social Networks and Blogs

The holiday season has once again come and gone. And while some of us may be mourning the end of the large holiday feasts and seemingly bottomless platters of treats, many people may also feel a little melancholy about being out of touch with friends and family. The good news is, you don’t have to wait an entire year to reconnect with friends and family members. Read on to find out how to stay in touch all year long.
   Don't Wait a Whole Year to Catch Up With Friends and Family - Staying Connected Using Social Networks and Blogs


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P.O. Box 76482
St. Petersburg, Florida 33734

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