YOU Magazine - March 2009
YOU Magazine
Lyn Bankowski     Lyn Bankowski
AVP/SR. Mortgage Loan Originator
Alaska USA Mortgage Company
Phone: 360-679-5633 / 360-969-5550
Fax: 360-279-1198
License: NMLS#304060 / CL-157293
L.Bankowski@alaskausamortgage.com
www.lynbankowski.com
Alaska USA Mortgage Company
March 2009



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Affordability, Stability, and Incentives
Legislation Unveiled

As goes housing, so goes the economy. To combat housing's recent decline and the impact on consumers and Wall Street alike, the Obama administration recently released the details of the Homeowner Affordability and Stability Plan. Whether you own a home or not, the impact of the plan will affect everyone. In this month's YOU Magazine, read more about how this and other recent legislation will impact you.
   Affordability, Stability, and Incentives - Legislation Unveiled
Debt Relief Options
Credit Counseling and How It Affects Your Credit
By Linda Ferrari

I have always been a strong proponent of credit card use for achieving and maintaining strong credit scores. However, it is mission-critical that you always live within and preferably below your means. But, the lure of consumerism with ease has caused so many Americans to exceedingly spend more than they make, causing them to fall victim to long-term indebtedness.
   Debt Relief Options - Credit Counseling and How It Affects Your Credit - By Linda Ferrari
How Sharp Are Your Job-Hunting Skills?
In last month's issue of YOU Magazine, we presented expert advice for landing the ideal job. To follow up, this month, in addition to providing you with 5 Job Interview Secrets, we're going to let you test what you've learned. Take this 10-question quiz to assess your knowledge of job searching, interviewing and salary negotiating.
   How Sharp Are Your Job-Hunting Skills?
Spring Veggies, Part 2
A Minimalistís Approach Revisited
By Kirk Leins

Old school YOU readers may remember a promise I made a couple of years ago. In an article written on the subject of spring vegetables (April 2007), I vowed to put forth a sequel the following spring. Let it be known that while I may not be punctual, I always make good on my promises.
   Spring Veggies, Part 2 - A Minimalistís Approach Revisited - By Kirk Leins
Fitness on a Budget
Staying in Shape During Tough Times

Just because money is tight doesn't mean we can afford to let ourselves go. They may sound like harsh words, but the truth for many of us is that with tougher times comes a propensity to abandon our workouts and eating regimen. This is exactly why we enlisted the help of a leading fitness expert to get us back on track.
   Fitness on a Budget - Staying in Shape During Tough Times
Envisioning the School Year
How a Team Approach Can Make the Difference
By Joe Bruzzese, MA

What is your vision for the new year? Is academic achievement at the top of the list or will this be the year your child breaks out of his social shell? Will your family grow closer or more distant as they face the challenges in the coming months of the school year? Who will guide your child's development?
   Envisioning the School Year - How a Team Approach Can Make the Difference - By Joe Bruzzese, MA
Low-Cost Fix-Ups
Home Improvements that Make Sense

It's a strange time to be a homeowner. You've managed to hold on to your house during these tough economic times, but figuring out what to do next may be the trickiest part of all. If selling isn't part of the plan, could this be the right time to make some improvements to your home? We think it is, but with one condition. The improvements will have to make sense.
   Low-Cost Fix-Ups - Home Improvements that Make Sense


License AK# 157293 Washington Consumer Loan Company license# CL-157293 California Residential Mortgage Lending Act, License# 4131067

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650 NE Midway Blvd., Suite 101
Oak Harbor, WA 98277

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