YOU Magazine - October 2009 YOU Magazine
Kelly Duff and Christine Wilson     Kelly Duff and Christine Wilson
VIP Mortgage Consulting Team
THE 203K RENOVATION LOAN EXPERTS
Phone: 469-338-7126 or 214-563-5645
Fax: 800-695-6016
vip-consulting@charter.net
www.VIPMortgageConsulting.com
 THE 203K RENOVATION LOAN EXPERTS
October 2009



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A Special Offer From:
Kelly Duff and Christine Wilson


    
The Importance of Acting Now
Waiting Really Could Cost You
Low home loan rates this year have lulled many people into believing that rates in the 5.00% and lower range are "normal". This is not the case and if you are in the position where you could refinance or are considering buying a home, complacency is not your friend.
   The Importance of Acting Now - Waiting Really Could Cost You
What's Your Attitude?
The Path to Remaining Positive
and Developing a YES! Attitude
Author Aldous Huxley once said, "It's not what happens to you, it's what you do with what happens to you." Whether you are looking for success in your personal or business life, one thing is certain: A positive attitude is the foundation to everything you want to achieve in life.
    What's Your Attitude? - The Path to Remaining Positive - and Developing a YES! Attitude
Learning the Value of Money
9 Ways to Teach Financial Responsibility to Children
If the current economic recession has taught us anything, it’s that financial education and responsibility are critical in today’s fast-paced, wired world. All too often, however, children grow up immune to the financial world around them. As a result, they’re often ill equipped to manage their own finances when they become adults and leave home.
   Learning the Value of Money - 9 Ways to Teach Financial Responsibility to Children
10 Things We Overpay For
You Can Save Big by Buying Cheap Alternatives Instead
By Joan Goldwasser, Kiplinger's Personal Finance
Does the avalanche of news about layoffs, business losses and a declining stock market have you looking for ways to cut your spending so you can beef up your savings? We're here to help, with suggestions for less-expensive alternatives to ten everyday purchases (for more ideas, go to www.BillShrink.com, which tracks cell-phone plans and credit cards).
    10 Things We Overpay For - You Can Save Big by Buying Cheap Alternatives Instead - By Joan Goldwasser, Kiplinger's Personal Finance
Laughter is the Best Medicine
But Why?
You’ve heard about the health benefits of laughter, but what really happens when you laugh that makes it so beneficial? Doctors and scientists have a few ideas.
    Laughter is the Best Medicine - But Why?
BOO!
Don’t Be Scared! It’s Only Halloween!
Halloween falls on a Saturday this year, so you know what that means. From trick-or-treaters to costume parties, Americans will be celebrating in full force. Given the projected participation, this seems like the perfect time to pass along some helpful information, guaranteed to take the fright out of prepping for a big night.
    BOO! - Don’t Be Scared! It’s Only Halloween!
Now That’s Italian!
The Art of Preparing Perfect Pasta
By Kirk Leins
The subject of pasta is one of polarity. While it has the potential to be a quick and easy weeknight dinner, preparing it correctly requires a working knowledge of its complexities, an appreciation for its culinary importance, and the belief that with a pot of boiling water and some great ingredients you, too, can cook like an Italian.
    Now That’s Italian! - The Art of Preparing Perfect Pasta - By Kirk Leins


Please note that the information herein is not intended to be any decision of, or commitment to, any loan type or amount of loan for which one may qualify with any financial institution. The information is not intended to extend any legal, tax or financial advice. The accuracy of the information contained in this advertisement is not guaranteed. Please consult a loan professional to learn more about your eligibility for and availability of a particular loan product.



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Kelly Duff and Christine Wilson
THE 203K RENOVATION LOAN EXPERTS
18111 Preston Road, Ste 900
Dallas, TX 75252

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