YOU Magazine - December 2009
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Jeannie O'Grady     Jeannie O'Grady
Mortgage Loan Originator, NMLS #209607
Creative Mortgage Lenders, NMLS #247952
Phone: Cell/Text: (727) 542-7001
Fax: (727) 823-0687
License: 209607
Jeannie@CreativeMortgageLenders.com
www.CreativeMortgageLenders.com
Creative Mortgage Lenders, NMLS #247952
December 2009



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Making a List and Checking It Twice
Things to Know When Shopping for a Mortgage

The holidays are upon us and if you haven't already, you will likely soon be hearing the song, "The 12 Days of Christmas", or seeing any one of a number of "Top Ten Things You Need to Do in 2010" lists. While you won't find 12 things, or even 10 things here to think about when considering a mortgage, you will find several things you need to be aware of when seeking mortgage financing.
   Making a List and Checking It Twice - Things to Know When Shopping for a Mortgage
Simple Truths
To a Child, Love is Spelled T-I-M-E

The holidays can be a frenetic time of year. So much so, that we felt it necessary to share an important perspective. From our friends at Simple Truths, we proudly present, "To a Child, Love is Spelled T-I-M-E."
   Simple Truths - To a Child, Love is Spelled T-I-M-E
Let's Make a Deal!
How to Save on Last-Minute Holiday Shopping

Black Friday has come and gone. But, if you're like most people, you probably still have a little holiday shopping left to do. Whether you’re looking for small items like toys and clothing, big-ticket items like electronics or maybe a car, or even a plane ticket home to see the family, the following tips can help you save on your last-minute holiday purchases.
   Let's Make a Deal! - How to Save on Last-Minute Holiday Shopping
'Tis the Season...To Love Technology
How to Make the Holidays Easier
By Chris Raitzyk

Technology is all around us. At times it can seem overwhelming, but technology can be helpful when you know what to do and how to do it. This upcoming holiday season is a great time to explore some of the benefits of the technology around you. From sharing your holidays with far-away family and friends to finding the best online deals, from finding the perfect gift to navigating directions to the perfect store, technology can be your helpful friend.
   'Tis the Season...To Love Technology - How to Make the Holidays Easier - By Chris Raitzyk
Do You See What I See?
Simple Steps to Protect Your Eyesight

Your eyes are rather amazing. Did you know they can differentiate between 500 shades of gray? Or that they blink more than 10 million times a year? But as strong and powerful as they are, your eyes need a little help to stay healthy.
   Do You See What I See? - Simple Steps to Protect Your Eyesight
Slow Food
Relaxed Cooking for a Hectic Time of Year
By Kirk Leins

The term "Slow Food" refers to an eco-gastronomic movement that started in Italy in 1989. The primary goal of its founder, Carlo Petrini, was to undermine the popularity of fast food. Carlo and I may have the same agenda, but I'm going about it in a different way. Get ready to dust off your Crock-pots ladies and gentleman. It's time for some slow food.
   Slow Food - Relaxed Cooking for a Hectic Time of Year - By Kirk Leins
Achieving Your Goals
Preparing for a Productive 2010

As December gets underway, it's not unusual to start setting our sites on the New Year. A major part of this vision will no doubt involve our goals for 2010. Since many of us fall short between setting our goals and actually achieving them, we thought it appropriate to seek the advice from an expert on the subject of self-improvement.
   Achieving Your Goals - Preparing for a Productive 2010


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