YOU Magazine - February 2010
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YOU Magazine
Jeannie O'Grady     Jeannie O'Grady
Mortgage Loan Originator, NMLS #209607
Creative Mortgage Lenders, NMLS #247952
Phone: Cell/Text: (727) 542-7001
Fax: (727) 823-0687
License: 209607
Jeannie@CreativeMortgageLenders.com
www.CreativeMortgageLenders.com
Creative Mortgage Lenders, NMLS #247952
February 2010



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The Clock is Ticking!
Time is Running Out for Significant Savings!

Attention home buyers! Waiting to buy a home could cost you nearly $20,000 or more over a seven-year period if you time your purchase incorrectly. While the actual impact will vary depending on purchase price, the impact will certainly be significant because of stimulus programs scheduled to end in the coming months.
   The Clock is Ticking!  - Time is Running Out for Significant Savings!
Being Number One
A Success Message from a Legend

This Sunday either the Indianapolis Colts or the New Orleans Saints will lift the Vince Lombardi Trophy as winners of the biggest single sporting event in the world: the Super Bowl. The trophy is named in honor of a man who inspired a losing team to become an unstoppable winning franchise.
   Being Number One - A Success Message from a Legend
Crème Brulee
A Dessert for the Perfect Romantic Evening
By Kirk Leins

With Valentine's Day a little more than a week away, raise your hand if you've yet to plan a romantic evening for you and your Valentine. While I can’t see who's actually raising their hand, I think it's safe to assume many folks are still "planless". If you're one of them, take a deep breath and relax. I've got you covered.
   Crème Brulee - A Dessert for the Perfect Romantic Evening - By Kirk Leins
Sense of Security
Not Protecting Your Home Can Cost You

Burglary is a fact of life. It happens every day, often to people who think it'll never happen to them. In fact, the number of burglaries is on a steady rise, climbing nearly 4% from 2004 to 2008...and 6% since 1999.
   Sense of Security - Not Protecting Your Home Can Cost You
A Parents' Guide to the Middle School Years
A New Book from Expert Joe Bruzzese

Raising kids is tough, but one could argue that the middle school years are the most difficult. Author, coach, teacher, and parent, Joe Bruzzese, has chimed in on the subject and it's no surprise that people are listening. Be sure to watch his recent interview on ABC's Good Morning Maryland.
   A Parents' Guide to the Middle School Years - A New Book from Expert Joe Bruzzese
Take Heart!
Fight Heart Disease and Live Longer and Healthier

On Friday, February 5, 2010, thousands of people across the country joined together at companies and organizations as part of National Wear Red Day. The event is designed to help raise awareness and fight heart disease. But it's important to remember that the concerns over heart disease aren't limited to one day.
   Take Heart! - Fight Heart Disease and Live Longer and Healthier
Keeping Your Children Safe
Preventing Accidental Poisoning

Poison control centers around the United States handle one poison exposure every 15 seconds. Of those calls over 50 percent concern children under the age of six. In an effort to protect those you love, we felt it necessary to share some important tips for preventing accidental poisoning.
   Keeping Your Children Safe - Preventing Accidental Poisoning


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P.O. Box 76482
St. Petersburg, Florida 33734

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