YOU Magazine - January 2012
YOU Magazine
Brian Berman     Brian Berman
President / Sr. Loan Specialist
Mortgage Atlanta, LLC
Phone: 678.564.1522
Fax: 888.727.0145
License: NMLS Company License # 184273
bberman@Mortgage-Atlanta.com
www.mortgage-atlanta.com
Mortgage Atlanta, LLC
January 2012



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2012 Is Here
Forecasting What May Be Ahead for Home Loan Rates

The good news-despite what the Mayan calendar may say-is that the world probably won't be coming to an end in 2012. But like 2011, this coming year may bring some significant challenges here in the US and around the world. Read on to learn more about what could be ahead for home loan rates.
   2012 Is HereForecasting What May Be Ahead for Home Loan Rates
Laughter is the Best Medicine
But Why?

You've heard about the health benefits of laughter, but what really happens when you laugh that makes it so beneficial? Doctors and scientists have a few ideas.
   Laughter is the Best MedicineBut Why?
How to Use a Car-Buying Service to Find Deals on New Cars
The best prices often come from services that will do the haggling for you for a fee.
By Jessica L. Anderson, Kiplinger.com

Smart car buyers know they should never pay full sticker price. But what's the right target price? And what if you weren't born with the haggling gene? If just the thought of doing battle with the dealer makes you want to take the bus instead, a car-buying service may be for you. We checked out a few services to see how good the deals are.
   How to Use a Car-Buying Service to Find Deals on New CarsThe best prices often come from services that will do the haggling for you for a fee.By Jessica L. Anderson, Kiplinger.com
Fear Is Good for Success
By David Ackert, Founder, Practice Boomers

Last month I attended an industry conference, the highlight of which was the keynote speaker. He was funny, likable, dynamic, and commanded our full engagement. We laughed at his jokes and nodded at his personal anecdotes. But when he challenged us with a poignant question, the air suddenly thickened and the room went silent.
   Fear Is Good for SuccessBy David Ackert, Founder, Practice Boomers
Webcam Interviews
What You Need to Know to Succeed

Webcams have steadily grown in popularity in households across the country. Now, companies are embracing the technology as a cost-effective, timesaving way to conduct interviews. And businesses aren't the only ones turning to this technology. Colleges and universities are also using webcams to interview applicants before admitting them.
   Webcam InterviewsWhat You Need to Know to Succeed
Brown Baggin' It
The Renaissance of the Homemade Lunch
By Kirk Leins

Let's face it. Given a choice, there aren't many kids who'd opt for bringing their lunch to school as opposed to ordering it from the lunch line. Most high school and college students seem to feel the same way. Come to think of it, you don't see many adults who pack a lunch for work, either.
   Brown Baggin' ItThe Renaissance of the Homemade LunchBy Kirk Leins


Georgia Residential Mortgage Licensee #24081; NMLSR Company ID# 184273; NMLSR Loan Officer ID # 184320. Mortgage Atlanta, LLC 601 Woodlawn Dr, Suite 340 Marietta GA 30067. Rate subject to change. Borrower must meet all lender, state, federal requirements. Each office is separately owned and operated.

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