YOU Magazine - August 2006
YOU Magazine
Laurie Gardner     Laurie Gardner
Senior Mortgage Loan Originator
Alaska USA Mortgage Company NMLS Unique ID #204060
Phone: (907)796-1202 / fax 907-929-6711
Fax: WA Consumer Loan Co. License #CL-157293
License: Mortgage License #AK157293
l.gardner@alaskausamortgage.com
www.lauriegardner.net
Alaska USA Mortgage Company NMLS Unique ID #204060
August 2006



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Get It Out of Your Head!
By David Allen

You shouldnít have a thought more than once, unless you simply like having that thought. Otherwise it takes up psychic RAM space and creates unnecessary pressure and stress. My best advice is to write down your thoughts and ideas. All of them! Little, big, personal, professional, urgent, not urgent, hare-brainedĖeverything! Hereís why. Your mind is for having ideas, and it does this really well. It also reviews and analyzes collective data. But in terms of storing and organizing this data, it fails miserably. This is because your head has limited space.
   Get It Out of Your Head! - By David Allen
Mortgage Consolidation
Is It in Your Best Interest?

August is upon us and change is in the air. Summer vacations are winding down while the pennant races in Major League Baseball are beginning to ramp up. But along with this seasonal ebb and flow comes change of the unwelcome variety. Rumor has it that the Federal Reserve is gearing up for its 18th straight rate hike! The past two years have proven to be costly for the American homeowner. Between the devastation caused by some of our nationís largest natural disasters and the interest rates increases during that time, the average homeowner from coast to coast (and everywhere in between) has been hit where it counts.
   Mortgage Consolidation - Is It in Your Best Interest?
Setting the Record Straight
The Truth About Applying to Colleges

Itís that time of year again. That special time when the media puts fear and doubt into the hearts of high school students and families everywhere by reporting the admission rates for our nationís top universities. After reviewing articles in U.S. News & World Report and The Princeton Review, this yearís figures seem more alarming than ever! Harvard and Yale reportedly rejected over 89% of applicants this year, while Princeton and Columbia denied 87%. MIT, Brown, and Dartmouth werenít far behind, slamming the door on at least 81% of applicants.
   Setting the Record Straight - The Truth About Applying to Colleges
Homeownerís Insurance:
What You Donít Know Could Cost You
A Few Simple Tips to Protect You and Your Property

The subject of homeowner's insurance is an interesting one to say the least. In order to obtain a home loan, a borrower is required to have a homeowner's policy in place. The important question is, how many of us really know the details of the insurance we carry? Oddly enough, this type of insurance doesn't seem to be monitored as closely as health or life insurance. For whatever reason, we tend to stay on top of those plans. To help make homeowner's insurance a priority, YOU Magazine set out to interview an expert on the subject.
    Homeownerís Insurance: - What You Donít Know Could Cost You - A Few Simple Tips to Protect You and Your Property
Summer Grilling Part I
Marinades & Tasty Side Dishes
By Kirk Leins

Summer is in full-swing and that means one thing. Itís the height of grilling season! Some grill veterans have been firing up their barbecues since late spring while others may have just decided they no longer want to cook indoors. Regardless of where you stand, there are a few issues Iíd like to discuss. Grill maintenance is key to every cookís success. If itís been a while since your grill was last used, youíll probably want perform a grill check-up.
   Summer Grilling Part I - Marinades & Tasty Side Dishes - By Kirk Leins
Living Trusts: A Conversation Worth Having
"We have to talk," my mother said, in a tone that was serious yet somehow cheerful at the same time. Standing a few feet behind her, in obvious discomfort, my father forced a smile that suddenly reminded me of another little talk we had to have when I was about fourteen years old. At first, I didnít think much of it. My motherís nervous preamble, however, about how I had nothing to worry about and that she and my father were fine quickly grabbed my attention. Suddenly, I found myself sitting on the couch, quiet and completely horrified by the prospect of what she might say next...
   Living Trusts: A Conversation Worth Having
Dining Out This Summer?
Treat Yourself & Your Body by Using These Tips

Getting into shape for swimsuit season was a challenge, but you did it! Not only that, youíve managed to keep the pounds off despite the heat and all of those tempting frozen concoctions that Starbucks and its competitors keep advertising. Now, you just need to keep on track. Swimsuit weather is still going strong and dietary temptations will only get worse as the holidays roll around. Now more than ever, you need to stick to your eating plan of choice. Of course one of the biggest challenges comes in the form of restaurants.
   Dining Out This Summer? - Treat Yourself & Your Body by Using These Tips


License AK# 157293 Washington Consumer Loan Company license# CL-157293 California Residential Mortgage Lending Act, License# 4131067

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