YOU Magazine - October 2012
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Brent Prockish     Brent Prockish
Brent Prockish Team at Total Lending Concepts
Phone: 913-444-9194
License: 229476
Brent@TLCLender.com
www.BrentProckish.com
Brent Prockish Team at Total Lending Concepts
October 2012



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Ease on Down the Road
What QE3 Means for Home Loan Rates


In September's issue of YOU Magazine, we discussed the possibility that the Federal Reserve would announce further purchases of Mortgage Bonds to keep home loan rates low and help the economy continue to grow. On September 13th, the Federal Reserve announced that it would indeed begin another round of Bond Buying (known as Quantitative Easing or QE3). If you're in the market to purchase or refinance a home, you won't want to miss the latest on this story.
   Ease on Down the RoadWhat QE3 Means for Home Loan Rates
Eat That Frog!
Getting Things Done Without Croaking


There is something a little intimidating about a long to-do list. And some days, just seeing tasks written out in list form is enough to awaken the procrastinator within any one of us.
   Eat That Frog!Getting Things Done Without Croaking
5 Reasons Layaway Plans May Cost You More
This installment-payment plan can help consumers avoid racking up debt when making holiday purchases, but it has its drawbacks.
By Cameron Huddleston, Kiplinger.com


Layaway has been making a comeback since the recession. In fact, it's been in the headlines recently because several stores that offer this installment-payment program are reducing or dropping layaway service fees.
   5 Reasons Layaway Plans May Cost You MoreThis installment-payment plan can help consumers avoid racking up debt when making holiday purchases, but it has its drawbacks.By Cameron Huddleston, Kiplinger.com
Are You Ready for Some Football Party Food?
Game Day Snacks to Enjoy
By Kirk Leins


Football season is in full swing, which means fans across the country are spending their Sundays cheering on their favorite teams. And what better complement to this game day fun than game day snacks that are not only easy to make, they're also delicious!
   Are You Ready for Some Football Party Food?Game Day Snacks to EnjoyBy Kirk Leins
Too Much of a Good Thing?
The Dangers of Over-Exercising


According to the latest statistics from the Centers for Disease Control, more than one-third of U.S. adults and approximately seventeen percent of children ages 2-19 are obese. That's just one reason why a regular exercise routine is so important for all of us. Equally important: being careful not to overdo it.
   Too Much of a Good Thing?The Dangers of Over-Exercising
Too Much of a Good Thing? Part 2
Tips to Avoid Overscheduling


These days parents aren't the only people who need organizers. Between after school activities and weekend events, kids can be just as busy if not busier than adults. And while sports and extracurricular activities are healthy for children, sometimes it's possible to have too much of a good thing.
   Too Much of a Good Thing? Part 2Tips to Avoid Overscheduling


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