YOU Magazine - October 2013
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Clayton Scott     Clayton Scott
Branch Manager/Mortgage Consultant
WMS Series LLC/AT
Phone: 503-497-5060
NMLS ID 754407
License WA-CL 713524, OR-ML 5271
cscott@windermeremortgage.com
www.windermeremortgageservices.com/cscott
WMS Series LLC/AT
October 2013



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A Look Ahead for Home Loan Rates
Key Stories to Watch Heading to 2014

The last quarter of 2013 is officially here, and it could prove to be another volatile one. As we head toward the new year, there are several key stories to monitor, as they could have a big impact on home loan rates.
   A Look Ahead for Home Loan Rates -   Key Stories to Watch Heading to 2014
Managing Distractions From Others
By Jason Womack, MEd, MA

When it comes to super-sizing your productivity, there's a distinct difference between "multi-tasking" and holding a focus-to-finish mindset. While multi-tasking has become a modern-day work activity, doing too much will only set you back from accomplishing a single task very well.
   Managing Distractions From Others -  By Jason Womack, MEd, MA
7 Ways to Cut the Cost of Cable TV
You can spend less without cutting the cord entirely.
By Cameron Huddleston, Kiplinger.com

Haven't cut the cable cord yet in favor of free or low-cost Internet TV options? You're not alone. The majority of Americans still watch TV through traditional paid cable services, according to media market research company Nielsen.
   7 Ways to Cut the Cost of Cable TV -   You can spend less without cutting the cord entirely. By Cameron Huddleston, Kiplinger.com
For A Frugal Fall
8 Ways To Save Money This Autumn

Evenings are longer and chilly, the smell of cozy fires fills the air, flocks of migrating birds make their way to warmer havens... and there's still time to keep your home from going south for the winter! Below are 8 quick reminders of fall weather items you'll want to button up before the chill of winter arrives.
   For A Frugal Fall -   8 Ways To Save Money This Autumn
Free Your Feelings
Let Go of Negative Emotions For Health's Sake

Research has long since proven the connection between high stress, buried emotions, and cardiovascular diseases like atherosclerosis, heart attack, and stroke.
   Free Your Feelings -   Let Go of Negative Emotions For Health's Sake
Delicious Dips for Watching Football
The beloved sport has returned to the airwaves.
Try these seriously tasty dips. Beats nail-biting!

Gather around the TV because there's a serious NFL season afoot. And no matter which team you root for, you're sure to want some tasty nibbles while you watch the field goals, touchdowns and your favorite football stars zoom towards the end zone.
   Delicious Dips for Watching Football -   The beloved sport has returned to the airwaves. Try these seriously tasty dips. Beats nail-biting!


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