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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 Fax: (916) 295-1451 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

January 2021 December 2020 November 2020 October 2020 September 2020 August 2020 July 2020		Where Are Mortgage Rates and Home Values Headed in 2021? The housing sector has flourished despite the pandemic. Keep Reading »    Negotiating a Raise, Even Now Salary negotiations are never easy, but there's no harm in asking for a raise. Keep Reading »    How to Overcome Lifes Toughest Challenges It can be difficult to move past some of life's toughest challenges. Keep Reading »    Chickpea, Spinach, and Sweet Potato Rice Bowl As the weather gets colder, try this healthy and satisfying comfort food. Keep Reading »    Different Types of Wall Anchors Are you overwhelmed by all the different types of wall anchors at the store? Keep Reading »    What Were the Hottest Apps of 2020? These hottest apps of 2020 made life simpler for many people. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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