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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 Fax: (916) 295-1451 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

May 2021 April 2021 March 2021 February 2021 January 2021 December 2020 November 2020		Interest Rate Vs. Annual Percentage Rate (APR) The interest rate is what your monthly payment is calculated upon, not the APR. Keep Reading »    How Much Do I Need to Save for Escrow? After you find the house of your dreams, you might think the hard work is done. Keep Reading »    Etiquette for Announcing Your New Home One person's good news could be another person's reason to be sad. Keep Reading »    Pineapple Upside-Down Cake Did you know that pineapple upside-down cake dates back hundreds of years? Keep Reading »    5 Easy Home DIYs You Can Do Yourself Don't let the cost of fixing up your home deter you! Keep Reading »    Spring Photography Tricks to Try Spring is the perfect time to head outside and capture some new photos. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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