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Derek Egeberg - NMLS#180899 Branch Manager, Loan Officer Guild Mortgage (NMLS 3274) Phone: (928) 247-9089 License: BK 0915245 derek.egeberg@guildmortgage.net www.guildyuma.com |
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December 2008
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Inexpensive Holiday Gifts Our Favorites for Under $25 The holiday season is notorious for being a strain on our pocketbooks. Considering the current economic climate, it may be even more apparent this year than in the recent past. Since we can't delay the holidays until things get better, we thought it would be a good idea to let you in on our favorite holiday gift ideas for under $25. Gift Cards There are two routes you could take here. The easiest is to purchase a gift card to a particular store, either online or at one of the store's locations. The problems with these cards are that they pigeonhole the recipient in terms of where they can shop. They can also be somewhat risky. Due to the economy, various companies around the country are closing. Many times when this happens any unused gift cards will become null and void. The second route you can take is to purchase either a Visa or American Express® gift card. The beauty of these cards is that they can be used almost anywhere. However, Visa gift cards can only be purchased at select locations. American Express gift cards, on the other hand, are typically purchased online. Be sure to check the appropriate website for the easiest way to purchase the card you desire. Godiva Chocolate Bottle of Wine, or Olive Oil For those people who do not drink wine, a great bottle of olive oil is the perfect alternative. The best part is that you don't even have to be a good cook to enjoy good olive oil, as it can be used exclusively as a dip for bread. One of our favorite online purveyors is www.olio2go.com – a company that imports only the finest olive oil Italy has to offer. Christmas Tree Ornament Lottery Tickets French Press Coffee Pot A Journal and a Pen A Board Game Movie Tickets for Two Homemade Gift Basket Car Duster Scarf Bath and Body Gifts While this concludes our list of inexpensive holiday gifts, by no means does the selection end here. Times may be tough, but that doesn't mean we need to completely forgo the tradition of holiday gift buying. We just have to be a bit more creative. Good luck and happy holidays. | ||||||||||||||||||||||||||||||
LO# 0915245 BK# 0904081 Corp NMLS# 3113 Corp CA# 4170013 CA-DOC180899 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. You are receiving a complimentary subscription to YOU Magazine as a result of your ongoing business relationship with Derek Egeberg - NMLS#180899. While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising materials. INVITE A FRIEND to receive YOU Magazine. Please feel free to invite your friends and colleagues to subscribe. SUBSCRIBE to YOU Magazine. If you received this message from a friend, you can subscribe online. UNSUBSCRIBE: If you would like to stop receiving emails from Derek Egeberg - NMLS#180899, you can easily unsubscribe. Guild Mortgage (NMLS 3274) |
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