YOU Magazine - February 2009
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Jeannie O'Grady     Jeannie O'Grady
Mortgage Loan Originator, NMLS #209607
Creative Mortgage Lenders, NMLS #247952
Phone: Cell/Text: (727) 542-7001
Fax: (727) 823-0687
License: 209607
Jeannie@CreativeMortgageLenders.com
www.CreativeMortgageLenders.com
Creative Mortgage Lenders, NMLS #247952
February 2009



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Problems With Your Mortgage?
There May be a Short Way Out

With unemployment figures reaching a 25-year high, the toll of the declining economy continues to impact hundreds of thousands of families each month, especially homeowners struggling with their mortgage. If you or someone you know are among those struggling to keep up with mortgage payments, read on to find out if a short sale may be an option.
   Problems With Your Mortgage? - There May be a Short Way Out
Job Hunting
Expert Advice for Landing the Ideal Job

With the national unemployment rate rapidly approaching double digits, many Americans are finding themselves in need of a job. Since it's no secret that searching for employment during a down economy can be both strenuous and terrifying, we at YOU Magazine decided to seek out some expert help.
   Job Hunting - Expert Advice for Landing the Ideal Job
Budget for Your Peace of Mind
by Erin Burt

Are your finances keeping you up at night? You're not alone. Almost three-quarters of adults say money has them feeling stressed, according to the American Psychological Association. That's not surprising, especially in today's economy with skyrocketing energy and food costs, tepid investment performance and rising unemployment rates. The remedy? Tackle that tension with a budget.
   Budget for Your Peace of Mind - by Erin Burt
Healthy Eating in 2009
A Few Ideas for Getting Started
by Kirk Leins

The holidays have come and gone, and we are well on our way into a brand new year. I realize that I've just stated the obvious. I also realize that you're probably wondering how it relates to the subject of food. For me at least, the beginning of the new year means attempting to cleanse my body after two crazy months marked by decadent eating.
   Healthy Eating in 2009 - A Few Ideas for Getting Started - by Kirk Leins
Get a Better Night's Sleep
Millions of people have trouble sleeping. Sometimes it's the stress of a job or the anxiety over the economy. But, all too often, lack of sleep is actually caused by everyday habits that interfere with your natural resting cycle. If you or someone you know have experienced trouble sleeping, follow these simple steps to help get your body back on a restorative cycle.
   Get a Better Night's Sleep
Valentine's Day Alternatives
Serving it Up Family Style

Valentine's Day is all about expressing one's love. While it's usually associated with the love between two people, the staff at YOU Magazine decided to take a slightly alternate approach this year. What if we utilized Valentine's Day to celebrate the love we have for our entire family? Read on and learn about some of the great ideas we came up with.
   Valentine's Day Alternatives - Serving it Up Family Style
It's a Whole New DIGITAL World
In the early 1980s, a new start-up cable station had millions of people shouting, "I want my MTV!" Now, nearly thirty years later, many of those same people find themselves saying: "I want my DTV...converter?" The information here can help clear up some of the confusion and help you decide if you're ready.
   It's a Whole New DIGITAL World


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