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|Derek Egeberg - NMLS#180899
Branch Manager, Loan Officer
Academy Mortgage (NMLS 3113)
Phone: (928) 247-9089
License: BK 0904081
Donít Be Scared! Itís Only Halloween!
Halloween falls on a Saturday this year, so you know what that means. From trick-or-treaters to costume parties, Americans will be celebrating in full force. Given the projected participation, this seems like the perfect time to pass along some helpful information, guaranteed to take the fright out of prepping for a big night.
There are many variations to the story of Halloween, but most historians agree that its origins date back to the 5th century BC, in Celtic Ireland. During that time, summer officially ended on October 31st. The Celts held an agricultural festival on this day and referred to it as "Samhain" (SOW-en), a word meaning "end of summer". They believed that during the evening of October 31st, the boundaries between the living and the dead became somewhat skewed.
One account says the spirits of those who died the previous year would look for living bodies to inhabit in the upcoming year. This obviously didn't sit well with the living. In an effort to scare away the anxious spirits, ancient Celts would dress up like ghouls and parade noisily through town.
The origins of the term, Halloween, can actually be found in Catholicism. In the year 835, Pope Gregory IV standardized November 1st as a day of observance in honor of saints, also known as All Saints' Day, or All Hallows' Day. In turn, the evening of October 31st became known as All Hallows' Eve, or All Hallow Even. The word, Halloween, is simply a corrupted contraction of these terms.
Halloween came to the United States in the 1840s via Irish immigrants, but the arrival of trick-or-treating is much less clear. While it resembles many of the older European customs of ritual begging on Halloween, its inception within English speaking North America was not until the early 20th century. This leads many historians to believe that American trick-or-treating developed independently of any one culture.
Halloween in the 21st Century
Considering the popularity of Halloween, we feel it's a good idea to pass along information to help you plan a fun and safe evening for everyone. The following are some of our favorite sources on the Internet.
Costume Ideas for Adults
Halloween from Home
Keep It Clean
Keep It Lit
Keep It Safe
Don't Forget the Dogs
It's All In the Treat
If taking the healthier route, we suggest you split the difference. Treats like yogurt covered raisins, caramel covered popcorn, and chocolate covered peanuts offer the sweet satisfaction of candy but do it with less sugar. Many of these treats now come in individual packages, perfect for Halloween. Another option is to not hand out food at all. Instead, offer packages of stickers, pencils, small plastic toys, action cards, or even coins.
If you are new to your neighborhood, ask your neighbors about the foot traffic on your street prior to buying candy. Otherwise, take an educated guess, making sure to err on the side of "less is more". Hand out one candy to each child. If you still have a lot of candy by 8:00 pm, start giving 2 pieces to each child. Leftover candy only sounds like a good idea.
Halloween on the Road
Dinner Before Dessert
Travel In Packs
All parents should carry a cell phone and a flashlight, and wear a watch that can be read in the dark. Depending on the age or the number of children you're supervising, you may also want to consider carrying a shoulder pack with a few appropriate supplies.
Prior to embarking, make sure your kids understand the rules of the road. 1. Stay with the pack and no running ahead. 2. Walk on the left hand side of the street in order to see oncoming traffic. 3. Obey all traffic signs and stop lights. 4. Stay away from any strange animals.
Respect Your Neighbors
Control the Candy
Good Luck and Happy Halloween!
LO# 0915245 BK# 0904081 Corp NMLS# 3113 Corp CA# 4170013 CA-DOC180899 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
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