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		Roy Sperr Jason Walters and Shawn Hunter NMLS: 202418/295556/348864 Equity Source Mortgage, Inc. Phone: Roy (763) 657-2012 Phone: Shawn (763) 657-2017 Emails: roy@equitysourcemortgage.net roy@equitysourcemortgage.net www.equitysourcemortgage.com

February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014		How to Budget for Major Home Repairs It's wise to take preventive action before an appliance breakdown turns into an emergency. While housing experts recommend homeowners save around 1 percent of the purchase price of their home annually (e.g., $2,000 for a $200,000 home) for maintenance and repairs, wouldn't it be nice to know exactly how much to budget for and when? Hot water heaters should be replaced at around 10 years for gas or electric, or 20 years for tankless models. Replacements will cost up to $915 for energy-efficient models, up to $1,240 for tankless models, and up to $3,440 for a heat-pump water heater. Windows should be replaced within 20 years for aluminum, up to 40 years for vinyl, and 30 or more years for wood models. Replacing single-pane windows is a given if you want immediate energy savings. Replacement costs can be up to $469 per window, depending on the type and style. Central air conditioners will last between 10 to 15 years. Replacement costs can range from $2,300 up to $3,245, depending on the system. Have your system inspected if you notice rising energy bills, inconsistent heating or cooling, or excessive noise. Check out the video* below for even more tips! * If you are unable to view the video on your mobile or tablet device, please enjoy it on your desktop. Video featured with permission. All Contents ©2015 The Kiplinger Washington Editors. Kiplinger.com.

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