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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 Fax: (916) 295-1451 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

June 2021 May 2021 April 2021 March 2021 February 2021 January 2021 December 2020		What Are DTI and LTV? How are DTI and LTV calculated to help qualify borrowers for a mortgage? Keep Reading »    Making Your Paycheck Work for You No matter what stage of life you're in, it's never too late to begin investing. Keep Reading »    Personal Development Is Hard, But Worth It Personal growth can help in almost any facet of your life, including work and home. Keep Reading »    Cucumber Gazpacho When the temperature rises, you probably don't think about enjoying a bowl of soup. Think again! Keep Reading »    5 Plants for Your Home Office Consider adding one of these five easy-to-care-for plants to your home office. Keep Reading »    6 Cool Home Items You Can 3D Print Try printing one of these six items to upgrade your home. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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