YOU Magazine - June 2015 - How to Save Money on Healthcare
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Thomas Pasckvale     Thomas Pasckvale
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How to Save Money on Healthcare

How to Save Money on Healthcare

No matter how you obtain your personal or family's health insurance, here are three key tactics to help save you money on healthcare, regardless of your deductible:

Switch to generic drugs.
Some generic drugs can cost up to 80 percent less than brand names. Also, check that your insurer covers brand name prescriptions at all.

Take advantage of preventative care benefits.
Many medical insurance plans are required to cover certain preventative care services with no out-of-pocket costs for you. Check out what free annual preventive care services are covered under your plan.

Ask your doctor about cheaper facilities for care.
In-network outpatient facilities are often more affordable for major procedures than they would be at a hospital, even when using the same doctor.

Your out-of-pocket costs can decrease if you are a smart healthcare consumer. Be sure to research and don't be afraid to contact your insurance company or healthcare providers to ask the necessary questions.

Check out the video* below for even more tips!



* If you are unable to view the video on your mobile or tablet device, please enjoy it on your desktop.

Video featured with permission. All Contents ©2015 The Kiplinger Washington Editors. Kiplinger.com.




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