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		Thomas Pasckvale President/Owner NMLS: 22859 Top Vine Mortgage Services, LLC Phone: 844-545-9251 Fax: 855-631-8856 Company NMLS: 1390034 tpasckvale@topvinemtg.com www.topvinemtg.com

June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014		5 Apps to Teach Kids About Money In today's fast-paced world, finding the time to educate children about handling money wisely can be a challenge for parents. And though it's a valuable life skill, schools rarely teach even rudimentary finance. But as mobile technology grows in popularity and availability, financial literacy apps are a great shortcut to help kids understand spending, saving, lending, investments and other important aspects of handling money. Green$treets: Unleash the Loot! was designed by the creator of "Shrek." The fantasy world of Green$treets introduces kids to essential money and math skills like setting goals, budgeting, earning money, saving and spending, and decision making. The game involves parents by sending notifications on their children's progress—they can even send messages of encouragement or further insight to their kids within the game. Ages 5-8. Savings Spree teaches kids how money can pile up, or dwindle away, depending on the little choices you make. Savings Spree has simple lessons highlighting saving, spending, donating and investing. Kids discover how money impacts themselves and others by enabling them to set budget and savings goals. The app was also winner of the Parents' Choice Gold Award. Ages 7 and up. Thrive 'n' Shine claims students have played the game for 40 hours or more in their free time. Kids create an avatar, then travel through a digital life making crucial financial decisions: saving for a home, dealing with financial disasters and managing student loans. Ages 12 and up. P2K Money is a simple but functional tool in which children track their actual allowance. Kids can also set up a "wish list" of items they would like to buy, so over time they see how gradual savings can add up allowing them to acquire those items. Parents can also set up further incentives for kids to earn additional funds by completing chores. All ages. Mint is for high school/college kids who may already have a job and regular expenses. The app securely connects to all checking, savings and credit card accounts, as well as investments and loans, to track and categorize all income and expenses, respectively. Mint is easy to use and does all the labeling and organizing for the user, so it's easy to see exactly where your money is going at a glance. Great for parents, too! Ages 15 and up. Sources: Teachthought.com, Forbes

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