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Paul and Sarah Scheper Father-Daughter Team MBA, CSA, CRMP, SRES, EIEIO Phone: 800-662-6784 Blog: www.LoangevityMortgage.com License: NMLS #110538 PaulScheper@Live.com www.SarahScheper.TV |
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November 2019
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Refinance Your Mortgage While Rates Are Low Something to consider before you take the plunge is to compare your current interest rate with the average daily rate. If your current rate is within half a percent of the average daily interest rate, refinancing may not make a lot of sense, as the difference in your monthly payment isn't significant. But if your rate is more than a half a percent higher than average, you can save a lot of money immediately and over the life of the mortgage. A lower monthly mortgage payment makes it easier to weather unexpected financial difficulties because you're devoting less of your income to payments. It's no secret that mortgage interest rates are always fluctuating. Sometimes, the rate can swing wildly from one day to the next. Don't let the swings turn you away from refinancing or think that you have to rush to start the process that day. Locking in the desired interest rate for a refi is an option. Once you are approved for the new mortgage, you get the interest rate that you locked into instead of the interest rate available the day the loan closes. | ||||||||||||||||||||||||||||||
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