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		Drake Bloebaum Mortgage Professional Neo Home Loans Phone: 801-893-0452 License: NMLS 225567 CA-DOC 225567 drakeb@neohomeloans.com www.drakebloebaum.com

August 2013 July 2013 June 2013 May 2013 April 2013 March 2013 February 2013		Credit Repair Companies Make Sure Their Strategy Works for YOU By Steve White Credit scores and other credit worthiness instruments are more important than ever before. Our American way of life, which includes borrowing on and paying with credit, has come to depend on it. There exist consumers who have had their reputations and credit histories severely damaged by identity theft and credit card scams, or simply due to personal financial circumstances. Thus, they turn to credit repair organizations for help. But consumers must know with whom they're dealing. On the flip side, legitimate companies must often lookout for those trying to pass themselves off as anything less than ethical. If you're in search of a credit repair company, the endless number of organizations claiming to help may be overwhelming. But here's a helpful tip: Narrow down your search by researching the strategy the company uses, and make sure it works for YOU. The methods the company uses to repair credit are important. Avoid those using a "standard dispute letter" approach, as this may be insufficient for your needs. A company that follows a pre-litigation approach, used by Consumer Law Attorneys, generally provides the best results. The key to this approach is the initial threat of legal action sent to the creditor. Make sure the firm you choose goes to the creditor first on your behalf. The "right" company is out there and with this knowledge you'll be sure to make a wiser choice when enlisting help to repairing your credit. Steve White is the CEO and President of American Credit, a decade-old credit repair company and financial services firm specializing in credit restoration and consultation services.

Loans originated in the States of California and Washington are done under the DBA CHL Mortgage. Loans originated in CO are Regulated by the division of Real Estate. Corporate NMLS #67180 You are receiving a complimentary subscription to YOU Magazine as a result of your ongoing business relationship with Drake Bloebaum. While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising materials. INVITE A FRIEND to receive YOU Magazine. Please feel free to invite your friends and colleagues to subscribe. SUBSCRIBE to YOU Magazine. If you received this message from a friend, you can subscribe online. UNSUBSCRIBE: If you would like to stop receiving emails from Drake Bloebaum, you can easily unsubscribe.

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